
38 DERBY DR La Plata, MD 20646
4 Beds
3 Baths
2,762 SqFt
UPDATED:
Key Details
Property Type Townhouse
Sub Type End of Row/Townhouse
Listing Status Active
Purchase Type For Sale
Square Footage 2,762 sqft
Price per Sqft $155
Subdivision The Villages Of Steeplechase
MLS Listing ID MDCH2059748
Style Villa
Bedrooms 4
Full Baths 3
HOA Fees $189/mo
HOA Y/N Y
Abv Grd Liv Area 1,381
Year Built 2017
Annual Tax Amount $8,820
Tax Year 2026
Lot Size 2,240 Sqft
Acres 0.05
Property Sub-Type End of Row/Townhouse
Source BRIGHT
Property Description
If you've been waiting for the right home, the right value, and the right moment to make a move in The Villages of Steeplechase, 38 Derby Drive deserves your attention.
Back on the market with a significant new price adjustment, this impeccably maintained Augusta Villa is being offered by its original owner and delivers a combination buyers rarely find in one property: true main-level living, exceptional outdoor space, a finished walkout lower level, a private wooded backdrop, low-maintenance living, and the flexibility to settle in as little as 30 days.
And there's more: a local lender is currently offering a complimentary rate buydown for qualified buyers, creating an opportunity to potentially reduce the cost of homeownership at a time when every dollar matters. Ask your agent for details and lender qualifications.
From the moment you arrive, it's clear this home has been cared for. Inside, hardwood floors, 9-foot ceilings, crown molding, updated lighting, and new ceiling fans create a polished yet comfortable interior. The open-concept great room is anchored by a gas fireplace with custom built-in cabinetry and flows naturally into the dining area—equally suited for quiet evenings at home or a house full of guests.
But one of this home's greatest advantages is how easily it lives.
The main level includes a spacious owner's suite with private bath and walk-in closet, plus a second bedroom and full bath. Whether you're looking for the convenience of fewer stairs, space for guests, a dedicated office, or simply a floor plan that can adapt as life changes, this home gives you options.
Then there's the lower level.
The finished walkout expands the home with a large recreation/family room, third bedroom, full bath, and an additional finished room currently serving as a full-size laundry room. Need a home office? Fitness room? Hobby space? Media room? Additional guest space? The square footage is here to make it your own. The laundry room can also be converted back to a fourth bedroom.
And when it's time to unwind, head outside.
Backing to mature woods with no homes immediately behind you, the oversized screened porch is a standout feature—and one you have to experience in person. Morning coffee, dinner outside, game day with friends, or an evening surrounded by the trees: this feels less like a porch and more like another living room. A spacious composite deck provides even more outdoor space with minimal upkeep.
Steeplechase makes everyday living easier, too. HOA services include lawn mowing, mulching, shrub trimming, and front-yard irrigation, while community amenities include a clubhouse, two fitness centers, swimming pool, wooded walking trails, and playground. This section also has no front foot fee and enjoys a quieter setting with minimal through traffic.
Located minutes from downtown La Plata's shopping, dining, and healthcare, with convenient access to major Southern Maryland commuter routes, 38 Derby Drive is also well positioned for buyers relocating to the area or working throughout the Southern Maryland and greater Washington, D.C. region.
The original owner has maintained it.
The home is move-in ready.
The wooded privacy is already here.
The sellers can accommodate a quick settlement.
And now, the price has changed.
If 38 Derby Drive was on your radar before, it's time to take another look.
If you're seeing it for the first time, don't wait for someone else to discover what you just did.
Welcome home.
Location
State MD
County Charles
Zoning RESIDENTIAL
Rooms
Basement Fully Finished, Garage Access, Walkout Level
Main Level Bedrooms 2
Interior
Interior Features Built-Ins, Upgraded Countertops, Recessed Lighting, Formal/Separate Dining Room, Attic, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Pantry, Primary Bath(s), Window Treatments
Hot Water Electric
Heating Heat Pump(s)
Cooling Other
Flooring Carpet, Tile/Brick, Hardwood
Fireplaces Number 1
Fireplaces Type Gas/Propane
Equipment Dishwasher, Disposal, Icemaker, Oven/Range - Electric, Stainless Steel Appliances, Refrigerator
Furnishings No
Fireplace Y
Window Features Energy Efficient,Screens
Appliance Dishwasher, Disposal, Icemaker, Oven/Range - Electric, Stainless Steel Appliances, Refrigerator
Heat Source Propane - Metered
Laundry Main Floor, Basement
Exterior
Exterior Feature Porch(es), Patio(s), Screened
Parking Features Garage - Rear Entry
Garage Spaces 2.0
Amenities Available Exercise Room, Fitness Center, Jog/Walk Path, Pool - Outdoor, Bike Trail, Club House, Common Grounds, Swimming Pool, Tot Lots/Playground
Water Access N
Roof Type Architectural Shingle
Accessibility None
Porch Porch(es), Patio(s), Screened
Attached Garage 2
Total Parking Spaces 2
Garage Y
Private Pool Yes
Building
Story 2
Foundation Block, Slab
Above Ground Finished SqFt 1381
Sewer Public Sewer
Water Public
Architectural Style Villa
Level or Stories 2
Additional Building Above Grade, Below Grade
New Construction N
Schools
Elementary Schools Call School Board
Middle Schools Call School Board
High Schools Call School Board
School District Charles County Public Schools
Others
Pets Allowed Y
HOA Fee Include Lawn Care Front,Lawn Care Side,Lawn Maintenance,Management,Pool(s),Reserve Funds,Snow Removal,Trash
Senior Community No
Tax ID 0901082167
Ownership Fee Simple
SqFt Source 2762
Acceptable Financing FHA, Conventional, VA, USDA, Cash
Horse Property N
Listing Terms FHA, Conventional, VA, USDA, Cash
Financing FHA,Conventional,VA,USDA,Cash
Special Listing Condition Standard
Pets Allowed Cats OK, Dogs OK


Will Alfaro
Broker Associate, CEO and Founder of The Property People License ID: REC# 0454178






